Style and Innovation Together Makes Fashion Technology | Fashion

Course in fashion is one of the most sought after careers by today’s young generation. With more and more people becoming fashion conscious it has become essential to be always aware of the latest trends and styles. In fact wearing well stitched clothes combined with the right colors and right fabric has become more of a necessity. Whether it is an interview, a social gathering, a wedding, a formal or informal party; we are mostly judged more by our clothes than anything else.Therefore most individuals nowadays try to buy designer clothes that speak of the latest trends. Fashion institutes are also on the rise as the young generation is not only trying to stay in vogue but seeking career in fashion technology that can help them to be the trend setters. This is a glamorous field with great career options and immense potentiality for exposure in the market. Fashion professionals can become renowned and create a name for themselves both nationally and internationally. But it is a misconception that a course in fashion is a piece of cake. In fact fashion and technology have become the most integral parts of our lives today. Perfect style and latest trends come with innovative ideas and modern thinking. And fashion colleges teach their students the technique of putting their innovative ideas on fabric.The curriculum of fashion institutes in India is quite rigorous and just as professional courses in any other field require time, dedication, patience and continuous hard work; so is the case with courses in fashion. A person pursuing this career should also have some amount of creativity accompanied with an eye for detail, imagination and at least some amount of drawing skills. But most fashion colleges make their students completely prepared before they step out into the industry. The options are innumerable with the scope to grow really famous and technically expert; provided you are willing to work hard.Students pursuing fashion technology can choose options of becoming:* Fashion designer
* Illustrator
* Merchandiser in garment or export houses
* Fashion consultant for big brands or Retail chains
* Individual designer with a personal brand name
* Fashion writer
* Production Manager
* Quality Controller
* Fabric Manager etc.The fashion design institutes in India not only offer curriculum that meets the industry standards but also provide hands on experience to their students. They are given practical training and also the chance to earn stipends while still pursuing the course. Therefore it is very important to join an institute that can give you your money’s worth otherwise all your efforts will go down the drain.

Action Plan to Financial Freedom (Part-1) | Financial

We often dream about financial freedom, we want to and more often talk about becoming financially free. But how many of us actually do something different to achieve this dream? Without a concrete action plan, and clear define road map, no matter how ambitious is the dream, chances of becoming financially free will almost equal to none. Without a clearly define road map to follow, one will soon forget the dream of freedom and go back to live their normal daily life. Action plan can be constant reminder serves to remind a person of his objectives, goal and estimated deadline. Besides, in journey to become financially free, you will want to review your progress against the action plan to see how much progress you have made and how far away you are from your goal.In order to become financial free we need to know what is the definition of financial freedom. Financial freedom being the ultimate goal, of course, before achieving that, we need to know the two pillars supporting the freedom; these are financial stability and financial security. The two pillars are the basic fundamental of being financially free; it is like the foundation of a skyscraper that is built on a strong concrete foundation, in case of financial freedom, it is built on financial stability and security. In short, in order to achieve financial freedom, we must first achieve financial stability and then financial security.Definition of Financial Stability Financial stability is achieved when one person is able to live his life without income for 6 months or more. Wealth is measured by time instead of amount of money you have. Take the example of a fashion designer whose monthly income of 10,000 with monthly expense of 8,000 and a school teacher who only earns 2,000 with monthly expense of 500. Who do you think live a more stable financial? The answer is the school teacher. If both person lose their job, the fashion designer who lives a high maintenance life style would not live through a month to go bankrupt, but for the school teacher, with a saving of 1500 per month in minimum, she can easily live for another 3 months without active income, this provide her ample of time to look for new source of income. In the first step in our road path to become financially free, we need to make sure we are financial stable before we can talk about financial freedom.Action Plan to Financial Stability: Now think. If you have less than 6 months to go into bankruptcy without a job, you need to start doing something. Below are some typical scenarios:
If you are living on a mountain of credit card debt, and you can’t seem to reduce the owing balance each and every month, you have to do something different. From you credit card bill, list out items that you don’t need to spend. Without this desire items, it is easier to pay off the credit card.
When you can’t seems to save even though you are not on any retail/credit card debt. This happens when you pay yourself last. In order to save, you need to pay yourself first. Every month when you get your paycheck, put aside a percentage into saving first and spend the difference. An average person will do the opposite that’s why they can never save, and the worse is they don’t even know where the money goes.
In the action plan, one needs to state how much money to allocate in each month to clear off debts with a deadline. Only after all accumulated debts are cleared off, one can start saving for financial stability. Subsequent action plan needs to find out total expense of one self. Since financial stability is defined to be ones ability to live through 6 months without any income before going into bankruptcy, thus the amount of money to achieve financial stability will be total expense times 6 (months), let us call it Financial Stability Amount Requirement FSAR. Next, state how much money you committed to save every month, and let’s call it monthly saving commitment MSC. With all these figures: FSAR and MSC, one can easily find out how long he/she needs to achieve financial stability. Simply divide FSAR by MSC. The result of calculation is the duration (in month) required to achieve financial stability, one will know exactly the date he/she obliges to achieve financial stability. Now with the action plan in place, a committed and disciplined person will only have to follow it and ultimately achieve it.


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